Delta Fares

My parents are trying to decide which credit card to switch to from the old Visa NWA WorldPerks card?

They got two envelopes in the mail, one for the AmEx Delta Gold SkyMiles card, and the other for the Visa FlexPerks card. They both had a Visa WorldPerks card from Northwest Airlines but now I guess they have to switch. Both cards have an annual fee, $95 for the Delta card (even though its waived for the first year), and $49 annually for the FlexPerks card if you spend $24,000 that year. They're also having a problem because on their WorldPerks they have 65,000 points that will be forfeited if they take the Visa, or carried over if they get the AmEx. I don't think they are willing to travel or anything to spend it but they would like to know what they should do. What could be considered a better deal (I hear Visa cards are more accepted than American Express so wouldn't it be easier to get more points on the Visa?) If anyone can answer these questions it would be great. Thanks.

Public Comments

1. Visa Cards are more accepted. It really depends on which airline they go on more often, I personally have cash back cards because I don't fly. There are other cards out there that are better for rewards.